The complexity of card and transaction processing technologies, and the fact that the only universal standard is the one that covers EMV contact transactions, means that it’s a borderline miracle that this stuff works at all.
Author Archives: David Griffiths
03
Nov
Nov
The financial world is undergoing a major transformation, and at the heart of this revolution is the concept of “embedded finance.” In recent years, embedded finance has emerged as a game-changing trend that is reshaping the way we think about and interact with financial services. In the following, we explore what we mean by “embedded […]
23
Sep
Sep
“We don’t have time for design, we just need to get on and build this.”
08
Apr
Apr
Your vision statement is aspirational, defining the desired future position of your company.
Compressing the future into a couple of sentences is no mean feat, but it will pay dividends. Without a coherent vision, company direction is ill defined, which results in confusion and potential conflict.
23
Nov
Nov
In 1849, the French writer Jean-Baptiste Alphonse Karr wrote “plus ça change, plus c’est la même chose “: the more things change, the more they stay the same … the principles that underpin our Merchant Payment Systems are changing for the better.
02
Nov
Nov
Back in the late 1970s, customer-facing banking technology was just getting started. The technology was still in its infancy, but it had come a long way since Barclays unveiled the world’s first ATM in Enfield in 1967. I wonder what Reg Varney would be thinking today?
28
Oct
Oct
If everyone is in agreement about what makes a Solution Architect, then no one needs to externalise the definition … and no one will know that no one knows! This ignorance by association approach isn’t helpful, but it isn’t uncommon. The problem could be the term itself, so let’s take the time to break it […]
22
Oct
Oct
Visions are the driving forces behind just about everything we do. They are the future you see when you close your eyes, and they give us direction and purpose.
15
Oct
Oct
The point of any review is to look back in order to look forward. Reviews that don’t look forward are usually little more than vanity projects in thier own right … for the benefits of pats on the back or promotion, or they are carefully orchestarted to aportion blame.
Time to review your processes?